Up to $3,000 Chase Brokerage Account Bonus in 2023

Opening a new brokerage account can be an exciting yet daunting experience. With so many options to choose from, it can be challenging to decide which company to go with. One major brokerage firm that often runs promotional bonuses is Chase You Invest.

Chase frequently offers lucrative sign-up bonuses for new brokerage and investment accounts. These can range from a couple hundred dollars up to $3,000 or more.

Chase Brokerage Account Bonus
Chase Brokerage Account Bonus

In this comprehensive guide, we’ll cover everything you need to know about Chase You Invest brokerage bonuses, including:

  • Current Chase brokerage promo offers
  • Eligibility requirements
  • Fine print details
  • Step-by-step instructions to qualify
  • Alternative Chase bonus offers
  • Pros and cons of Chase You Invest
  • Frequently asked questions

Let’s get started!

Overview of Chase You Invest Promotions

Chase You Invest is the online brokerage arm of JP Morgan Chase Bank. They offer a wide range of investment services, including stocks, ETFs, mutual funds, bonds, and more.

Chase frequently runs limited-time promotions where you can earn bonus cash just for opening a new You Invest account and meeting simple requirements. These bonuses serve as an incentive to bring in new clients.

Current offers range from $200 to $625 for online brokerage accounts and up to $3,000 for Chase Private Client accounts.

The exact details, eligibility rules, and bonus amounts vary over time. It’s important to check the latest promo offers before you apply. Chase has been known to run brokerage bonuses multiple times per year.

Next, let’s look at some of the current Chase You Invest promotions available.

Current Chase Brokerage Account Bonus Offers

Here is an overview of some of the latest Chase You Invest sign-up bonuses:

Chase You Invest Online Offer – $200 or $625 Bonus

This is Chase’s standard online brokerage account bonus. It has relatively simple eligibility requirements compared to the Chase Private Client offer.

$200 bonus – Deposit $25,000 – $74,999 within 45 days and maintain that balance for at least 90 days.

$625 bonus – Deposit $75,000+ within 45 days and maintain for at least 90 days.

This promo is targeted toward new Chase You Invest brokerage account customers. You cannot have received a brokerage bonus within the past 2 years.

Chase Private Client – Up to $3,000 Bonus

The Chase Private Client account has higher eligibility requirements but offers a much bigger bonus.

You can earn up to $3,000 by opening a new Chase Private Client investment account and maintaining a qualifying balance. This offer is targeted toward high-net-worth individuals.

Here is how the bonus payouts work:

  • $2,000 bonus – Maintain a balance of $250,000 to $999,999 for at least 90 days
  • $3,000 bonus – Maintain a balance of $1,000,000+ for at least 90 days

You must deposit the full balance within 45 days of account opening to qualify. And you cannot have received a Chase brokerage bonus within the past 2 years.

Below we’ll go over the fine print details for these promotions so you can ensure you qualify.

Chase You Invest Promo Eligibility Details & Fine Print

Chase has several eligibility rules you must meet to qualify for a brokerage account bonus. Here are some key details:

  • The offer is only valid for new Chase You Invest brokerage accounts, not existing ones.
  • You cannot have received a bonus for opening a Chase investment account in the past 24 months.
  • The bonuses are targeted toward new money – funds transferred from existing Chase accounts may not qualify.
  • There are deposit and balance maintenance requirements ($25k to $1 million+)
  • You must complete your deposit within 45 days of account opening to be eligible.
  • Balances must be held for 90+ days without withdrawals or transfers.
  • Stocks, ETFs, mutual funds, and cash balances count toward promotional requirements.
  • IRA accounts, 401ks, CDs, and certain securities like warrants do not qualify.
  • Bonuses are paid within 10 business days after requirements are met.
  • Chase reserves the right to deny bonuses for any reason. Offer subject to change.

As you can see, there are quite a few technical details involved. The most important requirements are the upfront deposit within 45 days, maintaining your balance for 90+ days, and avoiding previous Chase bonuses.

Make sure to read all the current terms on the offer you’re interested in. Next, we’ll walk through the step-by-step process to qualify.

How to Get a Chase Brokerage Bonus (Step-by-Step)

Qualifying for a Chase You Invest promotion is pretty straightforward. Just follow these steps:

1. Check your eligibility

First, make sure you did not receive a bonus for opening a Chase brokerage or IRA account within the past 24 months. You also need to be comfortable maintaining the required deposit balance.

2. Open a new Chase You Invest account online

Visit Chase.com and submit an application for a new Chase You Invest brokerage account. Make sure to check for any current bonus offers.

3. Fund your account within 45 days

You must complete your initial deposit within 45 days of account opening to qualify for the bonus. Transfer or deposit the full amount you’ll need to maintain.

4. Hold your balance for 90+ days

Keep the required minimum balance in your Chase You Invest account for at least 90 days. Do not withdraw or transfer funds during this period.

5. Get your bonus

Chase will deposit the bonus cash into your new account within 10 business days after you have met the requirements.

It’s that easy! Just be sure to pay close attention to the eligibility details for any current offers. Now let’s look at some other Chase investment account promotions.

Alternative Chase Account Bonuses to Consider

In addition to the Chase You Invest brokerage bonuses, there are a couple of other promotional offers for Chase investment accounts:

Chase You Invest IRA – Up to $750 Bonus

Chase frequently offers up to a $750 bonus when you open a new IRA account and make contributions to it. For example:

  • $200 bonus for contributing $10,000 – $24,999 to a new IRA
  • $350 bonus for contributing $25,000 – $49,999
  • $750 bonus for contributing $50,000+

You need to deposit the full contribution within 45 days of account opening to qualify. The offer is limited to new IRA customers who have not received a Chase bonus within the past 2 years.

Chase Private Client Checking – $1,500 Bonus

You can earn a $1,500 bonus by opening a new Chase Private Client checking account and depositing $250,000 within 45 days.

This offer is targeted toward wealthy clients and requires a $250,000 minimum balance. But it comes with premium Chase benefits like free wires, no fees, and dedicated support. The $1,500 bonus is in addition to any investment account promotions.

So in total, you could qualify for up to $4,500 in bonuses by opening a Private Client checking account along with a Chase You Invest brokerage account.

Next, let’s look at the pros and cons of banking and investing with Chase.

Pros and Cons of Chase You Invest

Here is an overview of some of the key advantages and potential drawbacks of using Chase You Invest:


  • Lucrative signup bonuses up to $3,000
  • No account minimums for standard Chase You Invest accounts
  • A wide range of investment products is available
  • Can easily link Chase bank accounts for faster transfers
  • Mobile app and online trading platforms
  • Branch access at thousands of Chase locations
  • Get support from Chase investment professionals


  • High minimums for Private Client accounts ($250k+)
  • Bonus eligibility rules can be complex
  • Mixed reviews of Chase’s trading platforms
  • Higher fees than discount brokers like Vanguard or Fidelity
  • Limited physical branch presence outside the U.S.

Overall, Chase You Invest is a solid option for your brokerage and investment accounts, especially if you want access to promotional bonuses. Just be sure you are comfortable with the fees, minimum balances, and any eligibility requirements.

Next, let’s look at some frequently asked questions about Chase investment bonuses.

Read Also: How To Get the Chase Private Client $2000 Bonus in 2023

Frequently Asked Questions

Here are answers to some common questions about Chase You Invest bonus offers:

What types of accounts qualify for the Chase bonuses?

Most of the offers are valid for new Chase You Invest brokerage accounts. Some are also available for new IRA accounts.

Can I qualify for multiple Chase account bonuses?

Yes, you can potentially earn bonuses for opening a new checking account, savings account, investment account, or IRA account with Chase. Just be aware of the rules preventing you from earning multiple brokerage bonuses within 24 months.

How long do I need to keep my Chase account open?

There is no requirement to keep your Chase investment accounts open after earning the bonus. But you need to maintain your balance for the full 90+ day period to qualify.

Are the bonuses taxable?

Yes, bank and brokerage account bonuses are considered taxable income. Chase will report bonuses of $600+ on a 1099-INT form.

What types of funds can I use to qualify for the deposit requirements?

Transfers from external bank accounts or brokerages, checks, wire transfers, and deposits of stocks or cash all qualify. Funds transferred from existing Chase accounts may not count as “new money”.

Can I withdraw my balance after earning the bonus?

Yes, you can transfer or withdraw your full balance after the 90-day holding period without issue. There are no ongoing balance requirements.

What happens if I don’t meet the bonus requirements?

If you don’t maintain the required balance for the full period, Chase may claw back the bonus by deducting it from your account. Be sure to fully comply with the terms.

Those are some of the key questions around Chase’s brokerage and investment account bonuses. The offers provide a lucrative incentive for opening a new account. Just be sure to read all terms carefully and meet the eligibility requirements.

Is a Chase You Invest Promotion Worth It?

Chase’s signup bonuses of up to $3,000 can be very appealing. However, you need to make sure a Chase brokerage or IRA account aligns with your financial goals and investing preferences.

Before applying for any Chase offer, consider these factors:

  • Account minimums – You Invest has no minimum for standard brokerage accounts, but Private Client requires $250k+
  • Investment choices – Chase offers stocks, ETFs, mutual funds, bonds, CDs, and more
  • Account fees – Chase has $0 stock and ETF trades but higher annual fees than discount brokers
  • Customer service – Reviews are mixed on Chase’s investment platform & client support
  • Bonus eligibility – Fine print rules prevent you from qualifying if you have recent Chase bonuses
  • Deposit requirements – You need to maintain significant funds with Chase for 90+ days

Run through this checklist before pursuing any bank or brokerage bonus to decide if it’s the right choice for your needs and finances. While Chase offers lucrative bonuses, make sure you fully comply with all the terms to earn the cash.

Read Also: J.P. Morgan Self-Directed Investing Review 2023: Pros, Cons & Fees

The Bottom Line

Opening a new investment account and earning a signup bonus can jumpstart your portfolio. Chase You Invest’s promotions range up to $3,000 in free cash.

Just be aware of the eligibility fine print, account minimums, and deposit requirements. Be prepared to park a significant portion of assets with Chase for 90+ days to earn the full brokerage bonus.

If you don’t qualify for the Chase offers, there are plenty of alternatives. Most major brokerages like TD Ameritrade, E*Trade, and Fidelity provide $100 to $600 bonuses.

Carefully consider fees, investment options, platforms, and services when choosing the right brokerage account for your needs. But take advantage of promotional incentives to get your money working harder from day one.

Leave a Comment